I'm looking for a chat software program to install on my website. Here are the specs I'm looking for, let me know if you know of anything like this:

-> text chat
-> voice chat
-> can be modified to display link to user's car and specs
-> can chat individually or as a group
-> doesn't require users to download/install an external program

Does anyone know of any software like this, maybe even something that would integrate with phpBB?