The FIDO is a nice initiative, but too little too late IMO, and totally tech-focussed.

I remember the days I only had to remember "qwer1234" to access all digitally secure parts of my life. Passwords are already getting extinct in my daily life, but not because of the FIDO.

Now I have an app on my phone which scans QR codes for government sites, a smartcard with passcode for more secure government sites, one bank using their own app for authentication, another bank using SMS codes, a code generator card for my AWS console, Google Authenticator for some sites, several stored PKI certificates with passcodes for other sites and I am sure I forgot at least half a dozen other non-password authentication systems I use nowadays.