In all matters and questions of this nature?

Ask AdSense directly yourself and please don't rely upon anecdotal evidence, speculative opinions, no matter how well intentioned and hopefully helpful.

Speak to the "organ grinder" not the "monkey". Horses mouth if you prefer.

Many a person has come seriously undone.

That's not speculative advice. Anecdotal advice "may not" exactly replicate your particular circumstances.

Contact AdSense and [hopefully] receive advice in writing.

My $0.02

I have one business account and one personal account and have done for many years. No problems with that.

They are "real" accounts though with separate bank accounts (personal name and business name) but both registered to the same address.

I have the same situation as nomis5, although I don't really use the personal one anymore. There's just under a hundred bucks though, I should slap some code on something just so I can get the last of the money out of it.

There's just under a hundred bucks though, I should slap some code on something just so I can get the last of the money out of it.

Netmeg, I seem to recall that Google pays out all account balances at the end of the year even if they are below $100

I seem to recall that Google pays out all account balances at the end of the year even if they are below $100

I think you are mistaken.

Back to the OP, IanCP's advice is good but be clear about the exact circumstances.

1. Both accounts in the name of John Smith
2. One account ino John Smith and one in joint names of John Smith and Jim Joness
3. One account ino John Smith and one in name of a limited liability company of which John Smith is a director?

Imprecise use of terminology (eg calling something not an LLC a "company") could lead to you loosing an account because G understood it to be something different to what you were doing.

I seem to recall that Google pays out all account balances at the end of the year even if they are below $100

No, they do not. They are carrying my $89.17 and adding $0.97 or so a month since I have removed most AdSense a few years ago. Since I personally knew a few people whose accounts were closed without dialog and because they insist on running images in text-only widgets I removed the ads from all but one little site. One day maybe I'll get around to creating more widgets and finish off that amount but while they sort out mobile and other things I'm better off waiting.

piatkow

I think you are mistaken.

not2easy

No, they do not.

AdSense must have changed their policy on it. Here are some previous discussions on year end payoffs under $100

[google.com...]

can business accounts use option of western union payouts?

Back to the OP, IanCP's advice is good but be clear about the exact circumstances.

1. Both accounts in the name of John Smith
2. One account ino John Smith and one in joint names of John Smith and Jim Joness
3. One account ino John Smith and one in name of a limited liability company of which John Smith is a director?

Imprecise use of terminology (eg calling something not an LLC a "company") could lead to you loosing an account because G understood it to be something different to what you were doing.

The above may be an over complication of something which is relatively simple.

If the reality is that you have a functional business with an account in that name and a personal account in another name and they are truly two different entities then you will be OK. The minute you start mixing joint accounts into the mix then you might well be in trouble and if you get caught you deserve it. Keep it simple and true.

Personal and business accounts are OK.

I repeat, get the answer directly from the horses mouth. Google AdSense.

I saw a mega-million taxation case, in which I was peripherally involved, eventually fall over about 40+ years ago. Identical circumstances to many previous legal precedents!

Except? One tiny differing circumstance which proved legally fatal.

A salutary lesson to a young and up and coming taxation accountant.

Every time I've ever taken a cavalier attitude in business, it has always come back to bite me on the bottom big time.

Every commercial reverse I have ever suffered over many businesses can be traced back to ignoring my own advice, thankfully they were few and far between.

Again, my $0.02. Ask Mr. AdSense! If you don't, you are a dill and have no excuse if it doesn't pan out.

Something an old man is very passionate about. There are No shortcuts in the long term.

IanCP, Of course getting the answer from Google - and having it be authoritative would be ideal. But there's two catches: first of all getting them to answer is not that trivial, and getting them to answer to the point is far from trivial. Usually all you get a pre-chewed answer - missing the point of the question itself.
The second catch is even worse: adsense support has been known the repeatedly give advise -even unasked for- that later was used as infringing on adsense rules by those that enforce the rules (obviously not the same that do the support). Iow: they are not authoritative.

To me it's clear "you" defines a person entering in a contract. If you have a stake in another legal entity (a company, e.g. a ltd), "you" as a person and "you" as the business are different by law (out where I live at least).
Still if you keep two accounts - one yours and one from a company, even when they are well and clearly not both "yours" in the legal term, you better separate them out 100% (down to from where you connect to them) unless you want their fate to be linked as associated accounts.

If you do not have a different legal entity: all bets are off and you're going to be subject to Google's goodwill no matter what answer you might (or will not) get. It's unlikely with their current enforcing that they'll track you down. At least not until one of your accounts gets in trouble - maybe not by your own doing, all that might be needed is a click campaign by a jealous competitor - and both your accounts might be in deep trouble. The depth of the trouble then might become deeper due to having multiple accounts and the road to recovery even harder.

So I'd advise against it and just using one account only unless you have no other way - and by then you should have separate legal entities. Just make sure to split them up for 100% to be on the safe side and not let Google associate one with the other in any way - not easy, don't check your gmail on both computers you use or they know you're associated.