What I want is to be able to design a website like I normally would (using any old editor like dreamweaver or notepad) and produce XHTML and CSS files.
Within the xhtml files I want to be able to include SIMPLE area's that load content from a database. I know I should look into CMS, but somehow I hate them. They are too complex in my opinion besides most of them do not deliver web standard compliant of accessible pages.

Basically what I need is a page with a menu that shows all the items in the database, and when clicked on an item it should show the text of that item together with pictures.
In short, a simple solution to read a database, display all active records as a menu and display all fields of a selected record at a predefined location on the page.

For the user the updating should be extremely simple. Just add or delete records, insert text and pictures. No huge or complex interfaces.

How do I go about doing this?